Just Because I Can Afford It Doesn’t Mean I Should Pay For It

February 20, 2008 at 6:00 am , by Emily

The number one thing that has helped me attain my frugal mindset and simpler way of life has been realizing that just because I have the money for something doesn’t mean I should pay for it. I have gone from the mindset of “I can afford it, so I’ll buy it” to “I can afford it, but is there a way I can do without or is there a way to lower that expense?”

Too often I hear people say that because they can afford to do something a certain way, they’ll do it that way. Without realizing that there are other ways to do those things. My first thought when any expense comes up is if I can do it or get it cheaper some other way. Can I find it used? Save money and recycle! Can I do it or make it myself? Do I *really* need this or have I just convinced myself that with more money comes more stuff to spend that money on?

It is amazing to me when I look around me and see the things that we convince ourselves are necessary in life. And proceed to spend on those things as if our life as we know it is miserable without it. I struggle with this still. There are my weaknesses that I have to talk myself out of a lot. And I allow myself an indulgence occasionally.

But I have come to learn that it’s not that hard to get used to things being more basic and simple. Along with that, once I realized that good enough isn’t just good enough – it’s often better – well, that made it all that much easier to commit to a life of simplicity. Because when you decide that you’re happy with what you have and don’t need more to feel more adequate or fulfilled, your life will be richer in money and happiness.

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6 Comments so far

by Lynnae @ Being Frugal.net

On February 20, 2008 at 8:53 am

Amen! I’m finding that a simpler life is much easier to maintain and much more peaceful than a life filled with junk I’ve bought, too. :)

[Reply]

by Mimi

On February 20, 2008 at 9:15 am

Just recently I’ve found your blog — and I’m really enjoying it! What a great “gift” that you have learned at a young age the joy of living a simpler life. I’m in my early 50’s and I still struggle with it. Thanks for helping keep me on track!

[Reply]

by the feathered nest

On February 20, 2008 at 6:33 pm

Right! Just because I can afford it doesn’t mean that how I’m going to choose to spend my money. Money=time you had to work to make that money!

Manuela

[Reply]

by Jennifer P.

On February 20, 2008 at 8:52 pm

I think I’ve been here before! I recognize your home anyway! Thanks for stopping by.

I agree whole-heartedly. Every time I think about more “stuff”, I just think about my house catching on fire and what I’d want to take. Besides my kids and husband–not a lot. May not be the happiest mindset, but it’s saved us thousands :) !

[Reply]

by Homemade Beer Roundup | Prime Time Money

On February 23, 2008 at 8:29 pm

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